How it works
A simpler way
to secure property finance.
Instant Quotes shows you which lenders fit your deal in minutes. Apply online in minutes, and we prepare your case for each lender you choose.
- 1
Tell us about the deal
Answer a few questions in Instant Quotes: what the finance is for, the property, the figures, the term and a little about you. It takes a few minutes and there is no credit search.
- 2
Compare instant quotes
You see every lender on our bridging and development panel that fits your answers, with indicative "from" rates, fees, terms and the interest you could expect each month. Choose the ones you like.
- 3
Apply online
Choose your lenders, add the property details and any documents, and apply in a few minutes. We prepare your case for each lender, covering the exit, the property and anything a lender will question, and go beyond the panel when the wider market can do better.
- 4
Proceed with the right lender
We present your case to the lenders you have agreed, negotiate terms, keep you updated by email, and stay with you through valuation, legal work and completion.
Be ready
What to have to hand
You don't need any of this to see your quotes. Having it ready makes the next steps quicker.
- Details of the property: address, type, tenure and condition
- The purchase price or current value, and any existing mortgage
- For works or development: a schedule of works or build costs, planning, and the professional team
- The exit: the sale price you expect, or the mortgage you plan to refinance onto
- Your experience: previous projects, especially similar ones
- Who is borrowing: you personally, a company or an SPV, and its directors and shareholders
Common questions
Does Instant Quotes affect my credit score?
No. Seeing your quotes does not involve a credit search. Lenders only run credit and identity checks if you decide to take your case forward, and we tell you before that happens.
Are the quotes offers?
No. They are indicative "from" rates for lenders on our panel, worked out from your answers. The final rate, fee and loan depend on the valuation, your experience and each lender's own checks.
Are you a lender?
No. We are a commercial finance broker. We compare lenders, structure the case and present it, and the lender makes the decision.
How are you paid?
Lenders usually pay us a commission, and we may also charge a broker fee. Any fee is agreed with you in writing before you proceed.
Instant quotes are indicative "from" rates for lenders on our panel, worked out from your answers. They are not offers. Rates, fees and limits depend on the property, valuation, your experience and each lender's own checks. Bridge & Build Finance is a commercial finance brokerage service, not a lender. Finance is subject to status, lender criteria, valuation, underwriting and approval.
