Lender reviews
The lenders we compare,
reviewed independently.
What each of the 85 bridging and development lenders we compare funds, who it suits and where it may not fit. We are an independent broker and are not part of any lender listed.
A
- Affirmative Finance BridgingDevelopment Affirmative Finance lends from £10,000 on bridging, regulated bridges, second charges, refurbishment and development across Great Britain. Read the Affirmative Finance review →
- Aldermore Development Aldermore offers fixed-rate development finance up to 65% of GDV over up to 30 months, most competitive on larger loans of around £5m to £30m. Read the Aldermore review →
- Allica Bank Bridging Allica Bank Bridging Finance lends £150,000 to £10m on residential, semi-commercial and commercial bridges, refurbishment and bridge-to-term loans. Read the Allica Bank review →
- Alternative Bridging Corp BridgingDevelopment Alternative Bridging lends £250,000 to £4m on bridging, regulated bridging, development and a revolving property overdraft. Criteria, fit and alternatives. Read the Alternative Bridging Corp review →
- Aspen Bridging BridgingDevelopment Aspen Bridging lends £200,000 to £15m on first charge bridging, heavy refurb, development exit, bridge-to-let and ground-up schemes in England and Wales. Read the Aspen Bridging review →
- Assetz Capital BridgingDevelopment Assetz Capital offers development loans of £1m to £10m, smaller schemes from £200k and bridging. What it funds, who it suits and alternatives to compare. Read the Assetz Capital review →
- Atelier Finance Development Atelier Finance lends £3m to £40m on residential, student, build-to-rent and care schemes, up to 70% LTGDV and 90% LTC. Who it suits and alternatives. Read the Atelier Finance review →
B
- Barclays Barclays offers senior and mezzanine development finance for experienced developers, housebuilders and landlords through its corporate bank. Alternatives. Read the Barclays review →
- Black & White Bridging Bridging Black & White Bridging lends £50,000 to £5m on residential, semi-commercial, commercial and land bridging, refurbishment and development exit. Read the Black & White Bridging review →
- Blackfinch Property Development Blackfinch Property offers fixed-rate development loans of £1m to £25m at up to 70% LTV and 85% LTC, plus bridging from £1m, UK-wide. Read the Blackfinch Property review →
- Blend Network BridgingDevelopment Blend Network funds development from £1m to £10m at up to 75% LTGDV, and bridging from £400,000 to £5m at up to 75% LTV, in England and Wales. Read the Blend Network review →
- Bridge Help Bridging Bridge Help offers unregulated bridging from £100k to £3m in England and Wales, up to 70% of open market value on residential and 65% on commercial. Read the Bridge Help review →
- Bridging Finance Solutions BridgingDevelopment BFS offers bridging from £50k to £3m at up to 70% of open market value, development finance to £5m and regulated self-build. Review and alternatives. Read the Bridging Finance Solutions review →
- Business Lending Group Development BLG Development Finance lends £1m to £15m on residential and commercial development, with stretch senior, mezzanine and exit bridges. Read the Business Lending Group review →
C
- Cambridge & Counties Bank Development Cambridge & Counties Bank funds residential schemes from £500,000 to £7.5m, up to 65% of GDV and 80% of costs, for experienced developers. Fit and alternatives. Read the Cambridge & Counties Bank review →
- CapitalRise Development CapitalRise funds prime development in England and Wales, typically £1.25m to £15m, up to 70% LTGDV and 85% LTC, plus bridging and sales period loans. Read the CapitalRise review →
- Castle Trust Bridging Castle Trust Bank offers light and heavy refurbishment bridging, including commercial-to-residential conversions, from £150k to £5m, up to 80% net LTV. Review and alternatives. Read the Castle Trust review →
- Catalyst Bridging Catalyst lends £100k to £20m on bridging up to 80% LTV, light to heavy refurbishment, development exit and ground-up schemes in England and Wales. Read the Catalyst review →
- Charles Street Finance Bridging Charles Street Finance offers residential and commercial bridging, second charge bridges and a revolving credit facility secured on property. Read the Charles Street Finance review →
- Clearwell Capital Development Clearwell Capital offers stretch senior development loans of £750k to £5m, up to 75% LTGDV and 90% LTC, for SME housebuilders. Review and alternatives. Read the Clearwell Capital review →
- Close Brothers Development Close Brothers Property Finance lends to experienced developers and landlords across Great Britain on residential development. Alternatives. Read the Close Brothers review →
- Colenko Bridging Colenko lends up to £3m on bridging, refurbishment, small ground-up schemes and development exit, up to 75% of open market value. Review and alternatives. Read the Colenko review →
- Commercial Acceptances BridgingDevelopment Commercial Acceptances lends £50k to £10m on bridging, auction, heavy refurb and development, up to 75% of 180-day value. Review and alternatives. Read the Commercial Acceptances review →
- CrowdProperty BridgingDevelopment CrowdProperty funds SME property developers with development finance to £10m at up to 70% LTGDV, plus bridging, refurbishment and finish-and-exit loans. Read the CrowdProperty review →
D
E
F
- Fiduciam BridgingDevelopment Fiduciam lends on development from £1m to £25m at up to 70% of GDV, and on bridging from £1m at up to 70% LTV, across the UK including Northern Ireland. Read the Fiduciam review →
- Funding 365 BridgingDevelopment Funding 365 lends £100k to £5m on residential, commercial and refurbishment bridges in England, Wales and Northern Ireland, plus ground-up development. Read the Funding 365 review →
G
- Glenhawk Bridging Glenhawk lends £250k to £10m on regulated and unregulated bridging, refurbishment, second charges and commercial property in England, Wales and Scotland. Read the Glenhawk review →
- Goldentree Development Goldentree lends £100k to £10m on bridging and residential or commercial development, up to 90% of costs. Who it suits, what it looks at and alternatives. Read the Goldentree review →
H
- Hampshire Trust Bank BridgingDevelopment Hampshire Trust Bank offers bridging from £100,000 to £10m (development exit to £25m) and development finance up to 65% of GDV in England and Wales. Read the Hampshire Trust Bank review →
- Heritage Development Heritage Commercial Finance is a self-funded lender offering development, refurbishment and bridging loans of up to 18 months, typically to 70% of GDV. Read the Heritage review →
- HFBS Bridging HFBS offers small bridging loans from £5,000 to £300,000 in England and Wales, on first, second or third charge, to individuals. Review and alternatives. Read the HFBS review →
- Hilco Real Estate Finance Bridging Hilco Real Estate Finance offers bridging from £1m to £50m+ on residential, commercial and operational assets across the UK, including development exits. Read the Hilco Real Estate Finance review →
- Homes England Development Homes England's National Housing Bank lends £250,000 to £200m to smaller housebuilders on schemes of 5+ homes in England, up to 90% of costs. Read the Homes England review →
- Hope Capital Bridging Hope Capital offers bridging from £50k to £5m on residential, semi-commercial and commercial property, plus refurbishment and conversion loans. Review. Read the Hope Capital review →
I
- Imperial Blue Finance Development Imperial Blue Finance offers senior development loans of £1m to £10m, up to 90% of costs, and mezzanine for higher gearing, on consented schemes in England. Read the Imperial Blue Finance review →
- Invest & Fund Development Invest & Fund is a development lender for SME housebuilders, with Homes England-backed loans up to £4m and larger facilities. Review and alternatives. Read the Invest & Fund review →
J
- Jabac Finances Bridging Jabac Finances is a Harrow-based lender, incorporated in 1962, offering flexible short-term secured loans, including loans alongside a first charge lender. Read the Jabac Finances review →
- JMT Finance Bridging JMT Finance is a privately funded lender offering bridging of £50k to £750k at up to 80% of market value over 6 to 18 months. Review and alternatives. Read the JMT Finance review →
L
- Lendhub Bridging Lendhub lends £100,000 to £10m on bridging, refurbishment, development exit and ground-up schemes in England and Wales, valuing on open market value. Read the Lendhub review →
- LendInvest BridgingDevelopment LendInvest offers bridging from £75k, regulated bridging, refurbishment and development loans of £1m to £20m. What it funds and alternatives to compare. Read the LendInvest review →
- Lloyds Development Lloyds Bank lends £500,000 to £6m on residential and commercial development for established developers, over 1 to 3 years at conservative bank leverage. Read the Lloyds review →
- Lowry Capital BridgingDevelopment Lowry Capital lends £25,001 to £4m on bridging, refurbishment and staged development funding across England, Scotland and Wales, up to 70% of value. Read the Lowry Capital review →
M
- Magnet Capital Development Magnet Capital lends £250,000 to £4m on ground-up, conversion and refurbishment schemes, including for first-time developers, from South Manchester to Cornwall. Read the Magnet Capital review →
- Market Harborough Building Society Bridging Market Harborough Building Society offers regulated first charge bridging from £200k to £5m, up to 70% LTV, plus bespoke cases. Review and alternatives. Read the Market Harborough Building Society review →
- Maslow Capital Bridging Maslow Capital offers UK bridging, refurbishment and development exit loans of up to £250m at up to 75% LTV, and development finance from £20m. Read the Maslow Capital review →
- Masthaven Finance BridgingDevelopment Masthaven Finance offers first and second charge bridging from £50k to £3m, refurbishment and smaller development loans. Who it suits and alternatives. Read the Masthaven Finance review →
- Mercantile Trust Bridging Mercantile Trust offers unregulated bridging from £25,000 to £500,000 on first and second charges up to 75% LTV, including Northern Ireland. Read the Mercantile Trust review →
- Mint Property Finance BridgingDevelopment Mint Property Finance lends £75,000 to £3m on bridging, refurbishment and small developments in England and Wales, with first-time developers accepted. Read the Mint Property Finance review →
- Momenta Finance Bridging Momenta Finance offers bridging of £200,000 to £5m and development finance up to £4m across the whole UK, including Scotland and Northern Ireland. Read the Momenta Finance review →
- MS Lending Group Bridging MS Lending Group offers residential, commercial, land and light refurbishment bridging with no minimum loan size, up to £3m. Review and alternatives. Read the MS Lending Group review →
- MSP Capital Development MSP Capital lends £100k to £10m on bridging and development in England and Wales, up to 75% LTV or 70% LTGDV. Who it suits and alternatives. Read the MSP Capital review →
- MT Finance Bridging MT Finance lends £50,000 to £10m on residential bridges, up to £2.5m on commercial, semi-commercial and regulated bridges, plus heavy refurbishment. Read the MT Finance review →
N
- NatWest Development NatWest's real estate development loan starts at £50,000, runs up to 3 years, is drawn in stages and linked to base rate. Who it suits and alternatives. Read the NatWest review →
- Novellus Capital BridgingDevelopment Novellus is a privately funded lender offering bridging on residential, commercial and land, plus development finance, in the UK and Ireland. Review. Read the Novellus Capital review →
O
- OakNorth Bank Development OakNorth Bank lends £1m to £35m on ground-up development, heavy refurbishment and conversions, up to 65% of GDV and 75% of costs, over up to 36 months. Read the OakNorth Bank review →
- Octane Capital Bridging Octane Capital, part of Aldermore Bank, lends £175k to £15m+ on bridging, refurbishment and developer exit, up to 75% LTV. Review and alternatives. Read the Octane Capital review →
- Octopus Real Estate BridgingDevelopment Octopus Real Estate offers regulated and unregulated bridging from £50k, commercial bridging to £25m and development loans from £5m up to 65% LTGDV. Read the Octopus Real Estate review →
- Offa Bridging Offa offers Sharia-compliant bridging from £100,000 to £10m, including heavy refurbishment and development bridging, in England and Wales. Fit and options. Read the Offa review →
- Ortus Secured Finance Bridging Ortus Secured Finance offers residential and commercial bridging, development exit and high-value loans up to £25m for UK and overseas borrowers. Review. Read the Ortus Secured Finance review →
P
- Paragon Bank BridgingDevelopment Paragon Bank lends from £1m to £60m on residential development, up to 70% of GDV, plus pre-let commercial, pre-planning and marketing period loans. Read the Paragon Bank review →
- Pivot Development Pivot Finance lends £1.5m to £10m on residential development, up to 70% of GDV with up to 100% of build costs, in England and Wales. Read the Pivot review →
- Pluto Capital Development Pluto is a specialist lender of senior and stretched senior development finance on larger residential and build-to-rent schemes in England and Wales. Read the Pluto Capital review →
- Precise Mortgages Bridging Precise, part of OSB Group, offers regulated and unregulated bridging from £50,000 with no maximum loan, up to 75% LTV, plus refurbishment and exit loans. Read the Precise Mortgages review →
- Puma Property Finance Development Puma Property Finance lends £10m to £100m on UK development across all asset classes, up to 70% LTV and 85% of cost, plus stabilisation finance. Read the Puma Property Finance review →
R
- Relendex Development Relendex lends £750,000 to £10m to SME housebuilders, up to 70% of GDV and 90% of costs, plus development exit and bridging. Criteria and alternatives. Read the Relendex review →
- Reward Funding Bridging Reward Funding offers first and second charge bridging from £100,000 to £7.5m, plus land bridging and revolving facilities. Review and alternatives. Read the Reward Funding review →
- Roma Finance BridgingDevelopment Roma Finance offers non-regulated bridging up to 75% LTV and development up to 70% LTGDV, from £75k to £3m, in England, Wales and Scotland. Read the Roma Finance review →
S
- Sancus Development Sancus lends £1m to £15m on development and from £500k on bridging in England and Wales, with senior, stretch and mezzanine options. Read the Sancus review →
- ScotLend Bridging ScotLend offers first and second charge bridging from £30,000 to £2m on residential, commercial, industrial and land with planning across Great Britain. Read the ScotLend review →
- Secure Trust Bank Development Secure Trust Bank's Real Estate Finance lends £2m to £45m on residential, student, pre-let commercial and build-to-rent schemes, up to 85% of cost. Read the Secure Trust Bank review →
- Selina Finance Bridging Selina Finance offers a regulated home equity line of credit from £5,000 to £500,000, secured behind your mortgage on your home. How it works and alternatives. Read the Selina Finance review →
- Shawbrook Bank BridgingDevelopment Shawbrook offers bridging from £50,000 on residential, mixed-use and commercial property, plus development finance of £1m to £30m. Review and alternatives. Read the Shawbrook Bank review →
- Signature Property Finance Development Signature Property Finance offers development loans of £250k to £3m, refurbishment and bridging from £100k in England, Wales and Scotland. Read the Signature Property Finance review →
- StreamBank Bridging StreamBank is a UK bank offering regulated and unregulated bridging from £100k to £3m, up to 75% LTV, plus refurbishment and development bridging. Read the StreamBank review →
T
- TAB Bridging TAB lends £100,000 to £5m on residential, semi-commercial and commercial bridges for up to 24 months, up to 75% LTV, with no exit fee. Read the TAB review →
- TFG Capital Bridging TFG Capital lends £50k to £5m on bridging against residential, commercial property and land, up to 75% LTV, including second charges. Read the TFG Capital review →
- Together Loans Bridging Together offers bridging from £26,000 to £5m on residential, commercial, semi-commercial and land, first or second charge, plus regulated bridging. Read the Together Loans review →
- Triodos Bank Development Triodos Bank UK lends to housing associations, co-housing and community-led housing groups, typically up to £10m, for homes with social impact. Read the Triodos Bank review →
- Triple Point Private Credit Development Triple Point Private Credit lends from £1m on residential-led development in England and Wales, up to 65% of GDV, or 70% stretch senior, and 90% of costs. Read the Triple Point Private Credit review →
U
- Ultimate Finance Bridging Ultimate Finance offers business-purpose bridging from £100k to £4m, up to 75% LTV, including development exit, finish and exit and refurbishment loans. Read the Ultimate Finance review →
- United Trust Bank BridgingDevelopment UTB offers regulated bridging to £5m and unregulated bridging to £3m, up to 75% LTV on first or second charge, plus development finance of £1m to £35m. Read the United Trust Bank review →
W
- West One BridgingDevelopment West One offers regulated and unregulated first and second charge bridging from £75k to £30m, up to 75% LTV, plus development finance of £1m to £30m. Read the West One review →
- Westwood Capital Bridging Westwood Capital Finance lends £100k to £2m on business bridging, refurbishment, revolving credit and 3 to 5 year commercial mortgages in Great Britain. Read the Westwood Capital review →
Not sure which lender fits? Instant Quotes compares the lenders above against your deal, or start with the bridging loans, development finance and finance types pages, and our Knowledge Hub guides.
This review is our independent summary of the lender's publicly stated lending, checked in October 2026. Criteria change, so confirm the current position before relying on it. Bridge & Build Finance is an independent broker and is not part of any lender reviewed. Finance is subject to status, valuation and lender approval.
