Triple Point Private Credit lends to residential developers and housebuilders on new-build, conversion and refurbishment schemes in England and Wales, typically from £1 million to £20 million. Its published examples range from a handful of mews houses and townhouses in London to schemes of nearly 40 homes with retail and commercial space. Bridge & Build Finance is an independent broker and is not part of Triple Point, so we can compare its terms with other development lenders. You can read more on Triple Point's property lending page.
About Triple Point Private Credit
Triple Point was founded in 2004, launching with its first venture capital trust, and has grown into an investment group with more than 240 employees, according to its own figures at March 2026. It describes itself as a productive capital partner, and its Private Credit business originates and manages finance across businesses, the public sector, infrastructure and property.
Property lending is one strand of that private credit activity. Triple Point is a non-bank lender, and it takes a relationship-led approach, aiming to back the same experienced teams across multiple projects rather than lending on one-off deals.
Triple Point Private Credit is one of the lenders we compare for development finance and stretch senior development finance.
What Triple Point Private Credit funds
At the time of writing (October 2026), Triple Point's property lending page gives these broad criteria:
| Area | What Triple Point offers |
|---|---|
| Products | Residential development loans and bridging finance |
| Loan size | Typically £1 million to £20 million, larger for the right sponsor |
| Leverage | Senior debt up to 65% of GDV; stretch senior up to 70% of GDV; up to 90% of costs |
| Schemes | New build, conversion and refurbishment: houses, apartments, townhouses, mews and residential-led mixed use |
| Borrowers | Experienced developers and housebuilders with a proven track record |
Its 2026 broker pack splits lending into senior debt and stretch senior debt, with stretch senior offered to repeat clients with a good track record or new clients with a strong development history. Lending is in England and Wales on residential-led schemes; mixed use is considered only where most of the GDV is residential, and hotels, offices, care homes and commercial-led schemes are outside its criteria. Security is a first charge, debenture and share charge, with a personal guarantee typically of around 15%, and the borrower puts in at least 10% equity. Larger single assets may be held to lower leverage.
Its published deals include six new-build homes in Hampshire, barn-style homes in Warwickshire, mews houses in Fulham, townhouses in Wandsworth, 38 apartments in Cambridge and a 38-home scheme with retail and commercial space in Kent, with facilities from around £3 million to over £11 million. See our page on ground-up development finance.
Who Triple Point Private Credit suits (and who it may not)
Triple Point tends to suit:
- Experienced residential developers and SME housebuilders with a track record of similar schemes.
- Schemes needing roughly £1 million to £20 million of borrowing, in England and Wales.
- Higher-value, smaller-unit schemes such as mews houses and townhouses, as well as larger estates and apartment blocks.
- Developers who want leverage of up to 70% of GDV from a single lender.
- Developers with a pipeline who want a lender to back them across several projects.
It is a poorer fit for first-time developers, schemes needing under £1 million, sites in Scotland or Northern Ireland, self-build, and anyone seeking a small residential bridge. Commercial-led development, hotels, offices and care homes are outside its stated criteria.
What Triple Point Private Credit looks at
As a relationship lender to experienced teams, Triple Point will typically look at:
- Your track record, including completed schemes of comparable size and type.
- The development appraisal: land, build costs, contingency, fees, GDV and profit.
- Planning permission and any obligations attached to it.
- The contractor, build route and programme.
- Local sales evidence and the exit strategy.
- Your equity in the scheme and the strength of the borrowing entity.
A clear appraisal backed by a credible professional team makes a significant difference with lenders at this level.
Pros and cons
Pros
- Part of an investment group founded in 2004.
- Up to 90% of costs, with stretch senior up to 70% of GDV.
- Wide range of residential schemes, from a few high-value homes to larger estates.
- Bridging available alongside development loans.
- Relationship approach across multiple projects.
- Works alongside mezzanine lenders where needed.
Cons
- England and Wales only.
- Experienced teams only.
- Stretch senior is reserved for repeat or strongly experienced clients.
- Residential-led focus, so commercial schemes may not fit.
Going through a broker vs going direct
Triple Point works with developers directly and with advisers. At loan sizes of several million pounds, small differences in leverage, margin, arrangement and exit fees, and covenants add up. Comparing a Triple Point offer with banks, other private credit funds and specialist lenders shows whether its leverage and approach justify the cost.
We search the market for development finance, prepare your appraisal and approach suitable lenders, including Triple Point where it fits. It is free to enquire, and any broker fee is disclosed before you proceed. See how development finance works.
Alternatives to Triple Point Private Credit
- Secure Trust Bank: real estate development lending from £2 million.
- Pivot: development finance from £1.5 million for experienced developers.
- Blackfinch Property: senior development finance from around £1 million.
- Atelier Finance: development finance from £3 million, including higher leverage.
- Paragon Bank: specialist bank development finance for SME housebuilders.
Common questions
How much does Triple Point lend on development?
Typically £1 million to £20 million, and larger for the right sponsor, at up to 65% of GDV on senior debt or 70% on stretch senior, and up to 90% of costs.
Does Triple Point lend to first-time developers?
Triple Point says it backs experienced teams with a proven track record, so first-time developers are unlikely to fit.
Does Triple Point offer bridging finance?
Yes. Its property lending page mentions bridging finance alongside residential development loans, though detailed bridging criteria are not published.
What kinds of schemes does Triple Point fund?
New-build, conversion and refurbishment residential schemes, including houses, apartments, townhouses, mews and residential-led mixed use with some retail or commercial space.
Where does Triple Point lend?
England and Wales, on residential-led schemes. Mixed use is considered only where most of the value is residential.
This review is our independent summary of the lender's publicly stated lending, checked in October 2026. Criteria change, so confirm the current position before relying on it. Bridge & Build Finance is an independent broker and is not part of any lender reviewed. Finance is subject to status, valuation and lender approval.
