The Brighton and Hove property market in figures
ONS data puts Brighton and Hove's average price at £409,000 for July 2026, against £414,000 twelve months before (-1.1%). South East as a whole averaged £380,878 and the UK £273,000.
Split by type, a Brighton and Hove flat averaged £296,000, a terraced house £476,000, a semi £550,000 and a detached house £858,000, roughly 2.9 times the flat figure. Flat prices fell 3.1%.
First-time buyers paid £344,000 on average (£349,000 a year before) and home-movers £500,000. Mortgaged purchases averaged £413,000 and cash purchases £399,000.
Private rents in Brighton and Hove averaged £1,808 a month in August 2026, down 1.2% from £1,830. One-bedroom homes let for £1,189, two bedrooms £1,518, three £1,797 and four or more £2,478.
Against £1,426 across the South East (+3.0%), Brighton and Hove rents grew more slowly than the regional figure.
A few comparisons drawn from the same figures. Brighton and Hove homes averaged 49.8% more than the UK figure of £273,000. Home-movers paid £156,000 more than first-time buyers (£500,000 against £344,000). Rents lagged prices, down 1.2% against -1.1% for values. A four-bedroom let cost 2.1 times a one-bedroom let.
What the figures mean for a bridge in Brighton and Hove
As a rough guide, 70% of the £476,000 terraced average is about £335,000, and 75% of the £550,000 semi-detached average about £415,000. Those are gross loans: lenders value the actual property, and many retain interest from the advance, so less arrives on day one.
Rough gross yields from the same ONS averages: 5.6% for a flat (£1,381 a month on £296,000) and 5.0% for a terrace (£1,986 on £476,000). That is mid-range, so the refinance amount often depends on the rate the buy-to-let lender stresses at. Check the exit with a buy-to-let lender, or with us, before you bridge, and price the bridge with our cost calculator.
Tax and legal points in Brighton and Hove
Investors in Brighton and Hove usually pay the higher rates of Stamp Duty Land Tax, 5% above the standard bands. A terraced house at the £476,000 average would cost about £37,600 in Stamp Duty Land Tax, and a flat at £296,000 about £19,600, for an individual buying an additional home. Your solicitor confirms the exact figure.
Planning in Brighton and Hove
Brighton and Hove City Council decides planning applications across the city. City Plan Part One, adopted on 24 March 2016, plans for 13,200 homes between 2010 and 2030, with the trajectory rising from 655 a year to 2019 to 856 a year between 2019 and 2024, then 712 a year to 2030.
Lenders that lend in Brighton and Hove
We can approach 49 lenders on our panel for first charge bridging in Brighton and Hove. The full list is below the questions, with links to our reviews. We check each lender's appetite for the exact address and property before putting your case forward.
Bridging loans in Brighton and Hove: questions
What is the average house price in Brighton and Hove?
£409,000 in July 2026, down 1.1% on a year earlier (ONS, UK House Price Index).
How many lenders do bridging loans in Brighton and Hove?
49 on our panel offer first charge bridging that covers Brighton and Hove.
Who handles planning applications in Brighton and Hove?
Brighton and Hove City Council. City Plan Part One adopted 24 Mar 2016. 13,200 homes, 2010 to 2030.
How much Stamp Duty Land Tax would an investor pay in Brighton and Hove?
About £37,600 on a £476,000 purchase for an individual buying an additional home (October 2026 rates).
Is a bridging loan in Brighton and Hove regulated?
Only if you or a close family member live, or will live, in the property. Bridges on Brighton and Hove investment, company or commercial property are usually unregulated.
