The Worthing property market in figures
The average home in Worthing sold for £297,000 in July 2026, down 3.9% on £309,000 a year earlier, according to ONS figures from the UK House Price Index. That is below the South East average of £380,878, which moved up 0.2%.
The gap between property types is wide: £180,000 for flats and maisonettes, £326,000 for terraces, £411,000 for semis and £596,000 for detached homes. In the twelve months to July 2026, semi-detached prices fell 2.3% and flats 6.1%.
First-time buyers paid £244,000 on average (£255,000 a year before) and home-movers £370,000. Mortgaged purchases averaged £304,000 and cash purchases £283,000.
Private rents in Worthing averaged £1,297 a month in August 2026, down 0.8% from £1,309. One-bedroom homes let for £890, two bedrooms £1,182, three £1,428 and four or more £1,931.
That puts Worthing below the South East average of £1,426, with rents across the South East up 3.0% over the same year. By type, no property type or bedroom size saw rents rise, with flats and four-bedroom homes down 1.2%.
In context, Worthing homes averaged 8.8% more than the UK figure of £273,000, while home-movers paid £126,000 more than first-time buyers (£370,000 against £244,000), and rents outpaced prices, down 0.8% against -3.9% for values, and a four-bedroom let cost 2.2 times a one-bedroom let.
Loan sizes and yields in Worthing
Run the averages through a bridge and a Worthing terrace at £326,000 supports roughly £230,000 at 70% loan to value, a semi at £411,000 roughly £310,000 at 75%. The lender's valuer sets the figure that counts, not the index.
Where the exit is a buy-to-let mortgage, a Worthing flat letting at £1,042 against a £180,000 average price yields about 6.9% gross, and a terrace at £1,358 against £326,000 about 5.0%. That is mid-range, so the refinance amount often depends on the rate the buy-to-let lender stresses at. Our bridging calculator covers the cost of the bridge itself.
Tax and legal points in Worthing
Stamp Duty Land Tax is often the biggest cost after the deposit. A terraced house at the £326,000 average would cost about £22,600 in Stamp Duty Land Tax, and a flat at £180,000 about £10,100, for an individual buying an additional home, using the current bands plus the 5% higher-rates surcharge. Your solicitor confirms the exact figure.
The local plan and planning authority
Worthing Borough Council is the planning authority. The Worthing Local Plan, adopted on 28 March 2023, covers 2020 to 2036 with a requirement of 3,672 homes.
Lenders that lend in Worthing
For Worthing, our panel has 49 lenders that offer first charge bridging. Each is named below, with a link to our review where we have one. Before approaching a lender we confirm it will lend on that address and that type of property.
Bridging loans in Worthing: questions
What is the average house price in Worthing?
£297,000 in July 2026, down 3.9% on a year earlier (ONS, UK House Price Index).
How many lenders do bridging loans in Worthing?
49 on our panel offer first charge bridging that covers Worthing.
Who handles planning applications in Worthing?
Worthing Borough Council. Local Plan adopted 28 Mar 2023. 3,672 homes, 2020 to 2036.
How much Stamp Duty Land Tax would an investor pay in Worthing?
About £22,600 on a £326,000 purchase for an individual buying an additional home (October 2026 rates).
Is a bridging loan in Worthing regulated?
Only if you or a close family member live, or will live, in the property. Bridges on Worthing investment, company or commercial property are usually unregulated.
