Hull house prices and rents
£136,000: that was the typical Hull sale price in July 2026 on the UK House Price Index, up from £128,000 a year earlier. The Yorkshire and The Humber figure was £209,116, so Hull sits below its region.
The gap between property types is wide: £79,000 for flats and maisonettes, £125,000 for terraces, £159,000 for semis and £244,000 for detached homes. In the twelve months to July 2026, terraced prices rose 6.4% and flats 1.8%.
Cash buyers in Hull paid £127,000 on average and buyers with a mortgage £138,000; first-time buyers averaged £128,000 and those moving home £153,000.
Tenants in Hull paid £694 a month on average in August 2026, a 7.4% increase on the year. Rents ran from £500 for one bedroom and £621 for two to £744 for three and £985 for four or more.
Looking at the breakdown, semi-detached rents rose 7.7% and detached 6.7%, with three-bedroom homes up 7.8%. For comparison, rents across Yorkshire and The Humber averaged £865, up 4.9%, so Hull is cheaper to rent in than its wider area.
A few comparisons drawn from the same figures. Hull homes averaged 50.2% less than the UK figure of £273,000. Home-movers paid £25,000 more than first-time buyers (£153,000 against £128,000). Rents outpaced prices, up 7.4% against +5.9% for values. A four-bedroom let cost 2.0 times a one-bedroom let.
Loan sizes and yields in Hull
For scale: a 70% bridge on a terraced house at the £125,000 average comes to around £90,000; at 75% on a £159,000 semi it is around £120,000. Retained interest and fees come off the gross advance.
If a buy-to-let mortgage will repay the bridge, the rent matters as much as the value. A terraced house letting at £686 a month on a £125,000 price is a gross yield of about 6.6%; a flat at £563 on £79,000 about 8.6%. Yields like these tend to leave headroom in a buy-to-let rental calculation. The bridging loan cost calculator shows the bridge's own cost.
Stamp Duty Land Tax on a Hull purchase
A terraced house at the £125,000 average would cost about £6,250 in Stamp Duty Land Tax, and a flat at £79,000 about £3,950, for an individual buying an additional home, on the GOV.UK rates with the 5% surcharge for additional property. Most company purchases pay the higher rates too. Your solicitor confirms the exact figure.
The local plan and planning authority
Hull City Council is the planning authority for Kingston upon Hull. The Hull Local Plan 2016 to 2032 was adopted on 23 November 2017, with a housing requirement of 9,920 homes, an average of 620 net homes a year. A new Hull Local Plan 2040 is in preparation, with an average requirement of 993 homes a year listed for 2025 to 2040.
Lenders that lend in Hull
We can approach 49 lenders on our panel for first charge bridging in Hull. Each is named below, with a link to our review where we have one. Before approaching a lender we confirm it will lend on that address and that type of property.
Bridging loans in Hull: questions
What is the average house price in Hull?
£136,000 in July 2026, up 5.9% on a year earlier (ONS, UK House Price Index).
How many lenders do bridging loans in Hull?
49 on our panel offer first charge bridging that covers Hull.
What does a property rent for in Hull?
£694 a month on average in August 2026, up 7.4% on the year, from £500 for one bedroom to £985 for four or more. A terraced house averages a rough gross yield of 6.6%.
How much Stamp Duty Land Tax would an investor pay in Hull?
About £6,250 on a £125,000 purchase for an individual buying an additional home (October 2026 rates).
Is a bridging loan in Hull regulated?
Only if you or a close family member live, or will live, in the property. Bridges on Hull investment, company or commercial property are usually unregulated.
