Nottingham house prices and rents
ONS data puts Nottingham's average price at £190,000 for July 2026, against £193,000 twelve months before (-1.3%). East Midlands as a whole averaged £242,274 and the UK £273,000.
Detached homes averaged £317,000, semi-detached £213,000, terraced £169,000 and flats or maisonettes £124,000. Over the year, semi-detached and terraced prices were roughly unchanged, while flats fell 5.2%.
By buyer, the Nottingham averages were £175,000 for a first purchase, £227,000 for a move, £192,000 with a mortgage and £183,000 in cash.
Private rents in Nottingham averaged £1,014 a month in August 2026, up 1.8% from £996. One-bedroom homes let for £735, two bedrooms £914, three £1,052 and four or more £1,460.
Looking at the breakdown, terraced rents rose 2.2%, while detached homes and flats rose 1.2%. For comparison, rents across the East Midlands averaged £922, up 3.7%, so Nottingham is dearer to rent in than its wider area.
Putting those together: Nottingham homes averaged 30.4% less than the UK figure of £273,000; home-movers paid £52,000 more than first-time buyers (£227,000 against £175,000); rents outpaced prices, up 1.8% against -1.3% for values; a four-bedroom let cost 2.0 times a one-bedroom let.
Working the numbers for a Nottingham bridge
For scale: a 70% bridge on a terraced house at the £169,000 average comes to around £120,000; at 75% on a £213,000 semi it is around £160,000. Retained interest and fees come off the gross advance.
Rough gross yields from the same ONS averages: 8.1% for a flat (£837 a month on £124,000) and 7.1% for a terrace (£993 on £169,000). At those levels, rent usually covers a buy-to-let lender's stress test with room to spare. Check the exit with a buy-to-let lender, or with us, before you bridge, and price the bridge with our cost calculator.
What tax adds to a Nottingham purchase
A terraced house at the £169,000 average would cost about £9,330 in Stamp Duty Land Tax, and a flat at £124,000 about £6,200, for an individual buying an additional home, on the GOV.UK rates with the 5% surcharge for additional property. Most company purchases pay the higher rates too. Your solicitor confirms the exact figure.
Who decides planning in Nottingham
Nottingham City Council is the planning authority. The Greater Nottingham Aligned Core Strategies, adopted in September 2014 and prepared with neighbouring councils, provide for a minimum net increase of 17,150 homes in the city between 2011 and 2028, stepping up to 1,170 a year for 2023 to 2028. Its successor, the Greater Nottingham Strategic Plan 2023 to 2041, was submitted on 22 December 2025 and sets 26,690 homes for the city.
Lenders that lend in Nottingham
For Nottingham, our panel has 49 lenders that offer first charge bridging. You can see who they are further down this page. We check each lender's appetite for the exact address and property before putting your case forward.
Bridging loans in Nottingham: questions
What is the average house price in Nottingham?
£190,000 in July 2026, down 1.3% on a year earlier (ONS, UK House Price Index).
How many lenders do bridging loans in Nottingham?
49 on our panel offer first charge bridging that covers Nottingham.
Who handles planning applications in Nottingham?
Nottingham City Council. Aligned Core Strategies adopted Sep 2014. Draft strategic plan: 26,690 homes in the city to 2041.
What does a property rent for in Nottingham?
£1,014 a month on average in August 2026, up 1.8% on the year, from £735 for one bedroom to £1,460 for four or more. A terraced house averages a rough gross yield of 7.1%.
Is a bridging loan in Nottingham regulated?
Only if you or a close family member live, or will live, in the property. Bridges on Nottingham investment, company or commercial property are usually unregulated.
